Let Myself and Fairway Exceed Your Expectations

Let Fairway Exceed Your Expectation

Exceeding expectations is our daily goal at Fairway Independent Mortgage Corporation. We will not only exceed your expectations as a lender, but will go above and beyond to impress your clients when you recommend us. It is important to understand our process when we meet with your prospective buyer so that we can effectively work together for their best interest.

You will save a tremendous amount of time and effort when your potential buyer is pre-approved for the right amount before you start searching for homes. When your buyer chooses to work with Fairway, they can rely upon our expertise to ensure the smoothest possible transaction. Our process is built around giving the best financial advice based on budget and future goals. Communication is also key and no one will work harder to make the transaction smooth and stress free.

When you choose Fairway, you can expect the home buying process to go as follows for your customer:

  1. I will meet with your customer to discuss their budget, financial plans, and pre-approval, and address any red flags prior to their shopping for a home.
  2. Ideally, we will collect all documents at this point in order to provide a pre-approval letter or at least be ready to when you are prepared to write your offer.
  3. Your customer can sign up for the Home Scouting ® app, which will allow them to search 100% of the homes listed for sales on the MLS with accurate information that can be co-branded with both of our contact information.
  4. Fairway will work behind the scenes while you search for homes by sending the application to our skilled setup and processing teams to verify the information we have been given.
  5. Your customer will be added to our state-of-the-art CRM system, which will send you timely updates as the loan moves through milestones and educate your buyers on the process and on homeownership to reduce their stress.
  6. The processors will send the loan to underwriting where Fairway gives your buyer the stamp of approval.
  7. I will keep in close contact with the buyers to educate them and keep them from making mistakes that can cause problems with their home purchase, such as job changes, new credit or large purchases.
  8. I will send specific instructions so that your buyers are ready for an on-time closing.
  9. The loan will be sent to the closers who set up the payment and prepare all of the documents for signing. We are known for sending our closing packets days early so that you can rest assured that everything will be in order for signing.

At Fairway, our expertise is the cornerstone of everything we do. Your buyer could go elsewhere, but they won’t find the same level of service and communication that Fairway offers. Let me show you the difference I can make for your customers.

 

Jonathan Burdick-Specializes in all loan products and licensed in Arizona

Xperity Lending Group/Arizona Lending Resource

Scottsdale Arizona 85260

602-212-1234

NMLS # 1045837

http://www.ArizonaLending.Net

Fairway Independent Mortgage Company

NMLS Entity ID 2289

Equal Housing Lender

Confidentiality Notice: The information contained in and transmitted with this communication is strictly confidential, is intended only for the use of the intended recipient, and is the property of Fairway Independent Mortgage Corporation NMLS #2289 or its affiliates and subsidiaries. If you are not the intended recipient, you are hereby notified that any use of the information contained in or transmitted with the communication or dissemination, distribution, or copying of this communication is strictly prohibited by law. If you have received this communication in error, please immediately return this communication to the sender and delete the original message and any copy of it in your possession.

A Better Alternative to Zillow

A Better Alternative to Zillow

You may have read this article last week about avoiding Zillow at all costs and wondered what platform your customers should be using instead. One of the tools that I offer to my customers and real estate partners is a free app called Home Scouting®. I would love to tell you more about how this great app can make all the difference in your home search.

The Home Scouting® MLS Mobile app, provided by Home Buyers Marketing II, Inc., allows you to search 100% of MLS listings in your area. You can search for homes via city/town, ZIP code, price range, proximity and even school district! Each listing has complete tax information, photographs of the property, automatic notifications if the price is reduced, and satellite imagery – it even has built-in navigation if you are cruising around town and need directions to the property.

One advantage of using this application over other apps is that your personal information is kept private. You can now search for properties without your email address and phone number being sold to multiple real estate agents and lenders. Public real estate sites like Zillow and Trulia sell your information – Home Scouting® does not. No more pesky phone calls from people you don’t know or trust!

Another advantage is that Home Scouting® gives you the ability to see 100% of the homes available in your area. Zillow and Trulia only have access to about 60% of the homes that are actually listed, and some of their information is not accurate. They may show you results of properties no longer listed (sold), incorrect sales prices, and inaccurate property tax information. Home Scouting® is updated daily so that when price changes occur or a home is sold, you know. Never again will you have to fall in love with a property on Zillow only to find out it was sold two weeks ago!

I encourage you to explore the Home Scouting® MLS Mobile app. Again, it is FREE and your data is kept PRIVATE.

How to sign up:

  • Go to the App Store (iPhone) or Google Play (Android)
  • Search for Home Scouting
  • Download and install the app
  • Enter my VIP Code
  • Create a login and password

By signing up, you will also receive a free, monthly email service called Sold Home Alert®. With Sold Home Alert®, my clients are informed of homes that have sold in their neighborhood and the prices those homes sold for. Until now, this information wasn’t easily available to homeowners. Use it to keep track of your property’s value and current investment.

If I can answer any questions, please let me know. I am happy to share my VIP Code with you so that you can start using this great service!

Jonathan Burdick-Specializes in all loan products and licensed in Arizona

Xperity Lending Group/Arizona Lending Resource

Scottsdale Arizona 85260

602-212-1234

NMLS # 1045837

http://www.ArizonaLending.Net

Fairway Independent Mortgage Company

NMLS Entity ID 2289

Equal Housing Lender

Confidentiality Notice: The information contained in and transmitted with this communication is strictly confidential, is intended only for the use of the intended recipient, and is the property of Fairway Independent Mortgage Corporation NMLS #2289 or its affiliates and subsidiaries. If you are not the intended recipient, you are hereby notified that any use of the information contained in or transmitted with the communication or dissemination, distribution, or copying of this communication is strictly prohibited by law. If you have received this communication in error, please immediately return this communication to the sender and delete the original message and any copy of it in your possession.

 

Making Real Estate Financing Easy

Fairway Makes Home Buying Easy

Purchasing a home is a huge financial decision that should be made with careful consideration and planning. Luckily, Mortgage Planners at Fairway Independent Mortgage Corporation are experts in understanding the guidelines, explaining the loan process, and making the experience a great one for all involved. As you begin the process of buying a home, follow this guide for step-by-step instructions and call me with any questions that you may have.

  1. Start researching the type of property available within your budget as well as neighborhoods you like. I can provide you with the Home Scouting® MLS Mobile app, which is an excellent tool for researching homes. Home Scouting® provides you with GPS directions and 100% of MLS listings available with accurate, up-to-date data that is far superior to other apps currently on the market.
  1. Your monthly budget is just part of the financial equation of buying a home. It is critical to meet with a Mortgage Planner before you start seeing homes to understand what you can truly afford. The size of your down payment will largely impact your monthly mortgage payment, interest rate, and savings balance, so it is important to consider all of these things. You may be eligible for grants and down payment assistance programs, so having an expert advise you is key.
  1. Understanding your credit score is a crucial piece of the puzzle when you are buying a home. Lenders use your credit score to determine how likely you are to repay your mortgage loan and determine your interest rate. I will run a credit check and find out what your score is as well as tell you if you are ready to buy a home with this score or if there are things you need to do to improve your credit.
  1. Once you find a home that you love, do your homework on the area to make sure that it is a good fit for you and your family. Start by researching the neighborhood to find out what is in the area and check out the schools and local amenities. It is also a good idea to visit the home at different times of the day to see how quiet or active the area will be.
  1. Schedule a home inspection so that you know what repairs must be made and how much they will cost. If the home is in need of repairs, you might be able to negotiate the seller to pay for some of the repairs.

Call me today and set up an appointment to find out if the home of your dreams is within reach. I will walk you through the process of purchasing a home and give you the tools you need to make this the best decision you will ever make.

 

Jonathan Burdick-Specializes in all loan products and licensed in Arizona

Xperity Lending Group/Arizona Lending Resource

Scottsdale Arizona 85260

602-212-1234

NMLS # 1045837

http://www.ArizonaLending.Net

Fairway Independent Mortgage Company

NMLS Entity ID 2289

Equal Housing Lender

Confidentiality Notice: The information contained in and transmitted with this communication is strictly confidential, is intended only for the use of the intended recipient, and is the property of Fairway Independent Mortgage Corporation NMLS #2289 or its affiliates and subsidiaries. If you are not the intended recipient, you are hereby notified that any use of the information contained in or transmitted with the communication or dissemination, distribution, or copying of this communication is strictly prohibited by law. If you have received this communication in error, please immediately return this communication to the sender and delete the original message and any copy of it in your possession.

 

 

 

Exterior Lighting Adds Home Safety and Curb Appeal

http://burdickhomeloans.com/exterior-lighting-adds-home-safety-and-curb-appeal

Exterior Lighting Adds Home Safety and Curb Appeal

03B90977Exterior lighting is a simple and inexpensive way to add gorgeous curb appeal as well as security to your home. To create a dynamic impact for your home, there are few more cost-effective options than lighting. A simple spotlight can accent your landscaping and showcase your home’s façade, while flood lighting can provide additional safety.

There are many different styles and options to complement the style of your house and your needs:

Path Lights – Lights along the walkway to your home can help ensure a safe walk for you and your guests. Consider a solar path that will turn on as the sun goes down. This will prevent you from having to remember to turn them on when you leave your home as well as conserve energy. 

Well Lights & Spotlights – Well lights and spotlights can be installed around homes and in yards to light flowers, shrubs, trees and décor. Consider weather-sealed lights to ensure long-lasting beauty. 

Post Lights – Post lighting is great for creating ambiance or atmosphere for outdoor parties. Excellent around patios or pools, post lighting can add flare to your home as well as welcome visitors. 

Deck Lighting – Installing lights to your deck can help to light stairs and railings for safety. These lights are flush mounted and can be walked on without incurring damage. 

Floodlights – Floodlights allow you to light a stairway, garage or entry for security. Most have motion sensors, which could help deter intruders. Position LED floodlights 9 feet from the ground or higher so that they cast a wide light and aren’t accessible without a ladder.

DIY stores are full of excellent options for creating great nighttime ambiance for your home, and many will offer classes or videos to help you install these lights yourself. Alternatively, a landscape architect will be able to provide excellent insight into light placement. Call me if you need a good recommendation, as I work with some terrific people who would be happy to help.

 

Reference Fairway Independent Mortgage Co.

Jonathan Burdick-Specializes in all types of loan products and is licensed in Arizona

Xperity Lending Group/Arizona Lending Resource-“Redefining the Mortgage Business, One Client at a Time”

Scottsdale Arizona 85260

602-212-1234

NMLS # 1045837

http://www.ArizonaLending.Net

Fairway Independent Mortgage Company

NMLS Entity ID 2289

Equal Housing Lender

Confidentiality Notice: The information contained in and transmitted with this communication is strictly confidential, is intended only for the use of the intended recipient, and is the property of Fairway Independent Mortgage Corporation NMLS #2289 or its affiliates and subsidiaries. If you are not the intended recipient, you are hereby notified that any use of the information contained in or transmitted with the communication or dissemination, distribution, or copying of this communication is strictly prohibited by law. If you have received this communication in error, please immediately return this communication to the sender and delete the original message and any copy of it in your possession.

 

Home Price Gains Continue Cooling

Home Price Gains Continue Cooling

The pace of home price appreciation does finally appear to be slowing.  CoreLogic has released its Home Price Index (HPI) for June and both monthly and year-over-year price gains are slightly lower than they were in May.

Nationwide home prices, including distressed sales, rose 1.1 percent from May.  The month-over-month gain from April to May was 1.3 percent and the index has seen monthly increases that have averaged 1.45 percent over the first half of 2016.

On an annual basis the national HPI posted a 5.7 percent gain in June.  The year began with a 6.9 percent gain over the previous January.  It has slipped every month since.

 

 

Prices increased way above the national average in the same three states that have led for months.  Oregonposted a 10.9 percent gain and Washington was second at 10.3 percent with Colorado following at 9.2 percent.  Nevada and Florida rounded out the top five with significantly lower gains, 7.7 percent and 7.0 percent respectively.

Two states in the Northeast were the only ones with price declines over the year.   Connecticut posted a 1.7 percent loss and New Jersey was down by 0.8 percent.

The CoreLogic HPI Forecast indicates that home prices will increase by 5.3 percent on a year-over-year basis from June 2016 to June 2017, and on a month-over-month basis home prices are expected to increase 0.6 percent from June 2016 to July 2016. The CoreLogic HPI Forecast is a projection of home prices using the CoreLogic HPI and other economic variables. Values are derived from state-level forecasts by weighting indices according to the number of owner-occupied households for each state.

Mortgage rates dipped in June to their lowest level in more than three years, supporting home purchases,” said Dr. Frank Nothaft, chief economist for CoreLogic. “Local markets with strong economic growth have generally had stronger home-price growth. Among large metropolitan areas, Denver had the lowest unemployment rate and the strongest home-price appreciation.”  Denver’s annual gain was 10.2 percent.

“Home prices continue to increase across the country, especially in the lower price ranges and in a number of metro areas,” said Anand Nallathambi, President and CEO of CoreLogic. “We see prices continuing to increase at a healthy rate over the next year by as much as 5 percent.”

Reference Jann Swanson

 

Jonathan Burdick-Specializes in all loan products and licensed in Arizona

Xperity Lending Group/Arizona Lending Resource

Scottsdale Arizona 85260

602-212-1234          

NMLS # 1045837

http://www.ArizonaLending.Net

Fairway Independent Mortgage Company

NMLS Entity ID 2289

Equal Housing Lender

Confidentiality Notice: The information contained in and transmitted with this communication is strictly confidential, is intended only for the use of the intended recipient, and is the property of Fairway Independent Mortgage Corporation NMLS #2289 or its affiliates and subsidiaries. If you are not the intended recipient, you are hereby notified that any use of the information contained in or transmitted with the communication or dissemination, distribution, or copying of this communication is strictly prohibited by law. If you have received this communication in error, please immediately return this communication to the sender and delete the original message and any copy of it in your possession.